A Buying Self-Test

Before committing to a purchase, give yourself this self-test to determine whether your purchase would be a wise decision.

1. Do I really need this?
2. Is the price reasonable?
3. Is this the best time of year to buy?
4. If this is a bargain, is it a current or suitable model?
5. If it's on sale, is the price a true sale?
6. Am I sure no less-expensive item can be substituted?
7. Am I sure there are no major disadvantages?
8. If excessive in price, will it truly satisfy an inner need?
9. Have I comparison-shopped for price and quality?
10. Have I allowed for this item in my spending plan?
11. Do I know the seller's reputation?
12. Does the seller offer any special services with this item?

Scoring: 9-11 yes answers: Consider buying the item. 6-8 yes answers: Think again. Fewer than 6: Forget it! (Consumer Credit Counseling Service of Sacramento, California, www.cccssacto.org, "Library of Helpful Money Tips, Controlling Impulse Buying").

NOKIA N73

The new Nokia N73 allows you to upload your photos directly to Flickr, the world's largest online photo sharing site. You can also share pictures through Email, Bluetooth or MMS. Plus, easily transfer them to your PC for your family and friends to view. Capture, upload, and share with the new NokiaN73.

• 3.2 megapixel camera
• Carl Zeiss optics
• Advance autofocus
• Large 2.4"high defination display

For more details just click NokiaN73.