money, money, money!

Today money is very important to everybody because if we don`t have money we can not make things possible. Right? Money can buy everything even man's principle, that's what we called "kapit sa patalim" because they need money or they are not content in what they have. If you want tips on how to spend your money in a right way just follow this ideas from the book of ''our daily journey.''

• First call; Decide what tithe or offering you want to give to the lord each month and stick to it.
  
• Write all; Track where your money is going by writing down each expenditure. After doing this for a while, you'll be able to see some fat that needs to be cut out.
  
• Budget wall; Put together a budget and stick to it. Like a solid wall, don't go outside the amounts you have established.
  
• Save tall ; Build up an over-increasing amount of saving, even if you are able to deposit only a little each month.
  
• Debt small; No debt is best! Cut up the credit cards [they are a temptation] and resist making impulse buys.
  
• No mall; If you know you have trouble with spending too much, don't go near the stores that are your places of temptation. Flee!

Money is hard to find but easy to spend. So spend wisely;